Club Accounts


Save for that special event with an ODJFS Club Account!

ODJFS Club Accounts make it easy to save for those big annual events like back-to-school or holiday shopping!


Key Benefits

  • Payroll Direct Deposit makes it easy to save

  • The check is automatically deposited to your Regular Share account at the club's maturity, and available at the ATM or in one of the credit union offices for withdrawal the same day!

  • By signing up for all four of our clubs, it's like getting an extra paycheck every three months!



All clubs pay an interest rate of 0.05%, with an annual percentage yield of 0.05%. Each club is distributed on the first business day of the month listed in the chart below. There is a $25.00 early withdrawal fee for each withdrawal made prior to the distribution date.


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Special Savings Club

With a February Distribution

the Special Savings Club is perfect for a little me time!

Vacation Club

With a May Distribution

Vacation Club is perfect for the perfect Summer Vacation!

Back-To-School Club

With a August Distribution

Christmas Club is perfect for filling those back to school list!

Christmas Club

with a November Distribution

Christmas Club is perfect for filling Santa's Wish Lists!