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No need
to go searching for buried treasure!
ODJFS
Federal Credit Union offers many types of loans at very
affordable rates! We've even made the application
process easier than ever - simply call (614) 466-3416 to
complete the application by phone, or download the
application below and fax your completed application to
(614) 728-5999!
 Get
Loan Application
The
loan application is available in PDF format, which allows
you to view the form electronically on most computers.
The freely available Acrobat Reader is required in order to
view and print PDF files.
Key
Benefits
-
Interest
rates that are lower than most banks
-
Flexible
terms
-
Payroll
deduction helps get your loan paid back quickly
and easily
-
Pre-approval
for auto loans puts you in control at the
dealership!
-
Now
you can apply by phone! Just call (614) 466-3416
and we'll be happy to take your application for you.
- Free loan protection / payoff or death insurance on loans.
Rates
& Loans Available for as low as 5.5%
The
rate and term of your loan will vary based on the specific
details of your loan. The rates and terms listed below
are for reference only, and are subject to change.
|
Car
Loans |
|
The
rates listed below are effective September, 2007
and are subject to change. |
|
Minimum
Loan |
$300 |
$300 |
$300 |
$20,000 |
$30,000 |
|
Term |
36
Months |
48
Months |
60
Months |
66
Months |
72
Months |
|
2007-2008 |
6.50% |
6.50% |
6.50% |
6.50% |
6.50% |
|
2005-2006 |
6.50% |
6.50% |
7.00% |
|
|
|
2003-2004 |
6.50% |
7.00% |
|
|
|
|
2001-2002 |
7.50% |
|
|
|
|
*You
may qualify for a reduced rate!
If
any or all of the following apply to you, you may qualify
for up to 1% off the rates listed above:
-
Repeat
loan customer in good standing
-
Checking
Account with ODJFS CU
-
"A"
credit rating or better, with a debt-to-income ratio
not higher than 30%.
-
Auto
loans only - put 10% of the retail value down on the
car in the form of cash, rebate or trade-in.
Dealer
Specials!
From
time to time, area dealers offer specials to ODJFS Credit
Union members. The current specials are listed below.
Check back often for updates to the list!
| Dealer |
Special |
Email |
Phone |
| Enterprise
Car Sales |
Tell
the Credit Union what you're looking for, and
Enterprise will find your car, guaranteed to be
priced at or below NADA Book Value!
You'll also get the added security of a 12
month/12,000 mile warranty, and a "no questions
asked" 7-day return policy!
|
ODJFS
Credit Union |
(614)
466-3416 |
|
Other
Loans
|
|
The
rates listed below are effective as of September,
2005 and are subject to change.
Different
terms and restrictions may apply to each type of
loan. Contact the Credit Union for details
regarding the specific loan for which you'd like to
apply.
|
|
Loan
Type
|
Signature
|
Computer,
Electronics & Furniture
|
Share
Secured
|
Classic
Visa
|
|
Max Term
|
36 Months
|
24 Months
|
Up to 84 Months
|
Revolving
|
|
Rate
|
14.50%
|
13.50%
|
5.50%
|
12.50% Disclosure
|
|
Minimum Amount
|
$300.00
|
$300.00
|
$300.00
|
$500.00
|
|
Maximum Amount
|
$5,000.00
|
$3,000.00
|
Avail. Shares
|
$6,000.00
|
|
Minimum Payment
|
$60.00
|
$60.00
|
$60.00
|
3% of Balances
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*The
maximum loan for computers, furniture, appliances and/or
electronics is $3,000 combined. A 10% down payment is
required.
Wondering
what your payment will be? Find out with a  loan
calculator!
Don't
let a low beacon score prevent you from applying for a
loan!
One of the
things we do here at ODJFS CU is work with our members
to help them restore their credit, and enable them to
qualify for loans with the Credit Union. Get started
on the road to repair by calling us at (614) 466-3416 today!
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